Car Written Off And It Was Not Your Fault: What Changes
Being blameless changes who ends up paying, not how the car is valued. The claim routes, your excess, your no-claims and where GAP fits.
Gap Insurance doesn’t have to be booooring. Our guides cut through the jargon to show how it protects you against car depreciation, whether it’s brand new or second hand.
Being blameless changes who ends up paying, not how the car is valued. The claim routes, your excess, your no-claims and where GAP fits.
How a motor insurer works out a write-off settlement, why market value is the starting point, and what evidence can affect the figure.
Does GAP insurance cover theft?Yes, but only conditionally. The GAP insurance policies distributed by Insureworks may respond when a stolen…
How long does GAP insurance last?How long does GAP insurance last? For the GAP policies described here, there is no…
When you are buying a used car, it is easy to assume that entering the registration number into the free…
What is a total loss in car insurance?A total loss is an insurance term for a vehicle that the motor…
If your car is written off, whether you can keep it depends on its write-off category. Category N and Category…
If your car is on finance and has been written off, there are two separate financial figures to deal with:…
If you are searching for a car insurance write-off calculator UK drivers can use, there is an important limitation to…
There is no universal yes or no answer to whether GAP insurance is worth it. The useful question is whether…
If a car has been written off by an insurer, the letter attached to it matters. The current UK insurance…
If your car has just been written off, the process usually moves through a few clear stages. Your insurer assesses…
What does GAP insurance cover? In simple terms, it may cover a financial shortfall after an eligible vehicle is declared…
Leasing can be a simple way to get behind the wheel of a new Toyota. You choose your car, agree…
There isn't one fixed GAP insurance price that applies to every car or policy. As a general UK market benchmark,…
For some Toyota drivers, GAP insurance may be worth considering if they could be left with a significant financial shortfall…
Your Toyota might have a reputation for reliability, but unfortunately that doesn’t make it immune to theft, accidents or depreciation.…
New Insureworks analysis looked at UK used EV listings and compared current used prices with original RRP to estimate depreciation and value retention for popular electric models.
Electric cars can be cheaper to run, but some are losing tens of thousands of pounds in value within just a few years. Our latest study reveals the EVs depreciating fastest.
Leasing or securing a PCP deal with a Porsche is a route many drivers decide to take so they can…
Buying a Porsche is usually one of the boldest purchases you can make. Whether you’ve gone for a 911, Macan,…
Unlike third-party motor insurance, it’s not a legal requirement to get GAP insurance on a used Porsche in the United…
GAP Insurance can cover negative equity on Range Rover finance agreements, but only in certain situations. It is also dependent…
GAP insurance on a used Range Rover is not a legal requirement in the United Kingdom. But in many cases,…
Many drivers consider Range Rover GAP insurance on PCP due to the high upfront cost of the car and how…
GAP insurance will cover the policyholder. Usually, this person is the owner of the car, and they must have a…
Having a shiny new motor is exciting. It’s easy to get carried away and hit the road as soon as…
Buying a used car may still be an expensive ordeal. Due to depreciation, the price of a used car is…
If your bank account has taken a hit to secure the dream car that you’ve had your eye on for…
Your brand-new motor looks, feels and smells soooo good. You promise yourself you’ll look after it, but sometimes an unexpected…
Don’t let your car finance haunt you every month if it's written off or stolen. It’s scaarry! Return to finance…
Return to invoice (RTI) GAP insurance can help you climb out of a hole and stop you from hitting a…
The Challenge In July 2023, I was involved in an accident that left my car a total write-off. The vehicle…
If you are trying to work out when you can get GAP insurance, the main timing rule is straightforward. For…
This type of GAP cover bridges the shortfall between your car’s depreciated value and the price you first forked out,…
Leasing a car can feel like the smart option. You can drive something shiny and new without the long-term commitment.…
GAP insurance might not be the most famous cover out there, but it could save you a serious headache. Officially…
It’s annnnoying! Cars lose value faster than you’d like to think. A report from the AA shows a shiny new…